EU DIGITAL IDENTITY · ENTERPRISE GUIDE

EUDI Wallet for Businesses: What Enterprises Need to Know

The European Digital Identity Wallet creates a common European framework for trusted digital identity, authentication and electronic attestations of attributes. For businesses, it can make it easier to verify identities and credentials, interact with customers and public services, and participate in trusted digital transactions across the EU.

But verified identity is only one layer of enterprise control. Knowing who a person or organisation is does not, by itself, determine what they are authorised to do, which AI system may act on their behalf, who must review a consequential action, or how the resulting decision should be recorded.

For enterprises adopting AI and AI agents, that distinction matters: identity establishes who or what is involved; governance establishes responsibility, authority, decisions and records.

Identity establishes trust. Enterprise governance determines what happens next.

What is the EUDI Wallet?

The European Digital Identity Wallet, commonly referred to as the EUDI Wallet, is part of the European Digital Identity Framework established through the amended eIDAS Regulation.

It is designed to give people and legal persons across the European Union a harmonised way to identify and authenticate themselves and to share verified identity data and electronic attestations of attributes when interacting with public and private services.

For enterprises, the significance goes beyond digital identification. Businesses may encounter the EUDI ecosystem as legal persons, service providers, relying parties, issuers or organisations interacting with verified credentials and representatives.

The EUDI Wallet does not replace the enterprise systems that determine internal responsibilities, business permissions or governance decisions.

What does the EUDI Wallet mean for businesses?

The practical impact depends on the role an organisation plays in the EUDI ecosystem. Three perspectives are particularly relevant.

1. Businesses as identifiable legal persons

The European Digital Identity Framework supports electronic identification for legal persons as well as individuals. This can help create a more consistent basis for trusted digital interactions across EU borders.

For enterprises, verified organisational identity can reduce uncertainty about who is participating in a digital interaction. It does not automatically establish every internal permission, mandate or decision right inside that organisation.

2. Businesses as relying parties

A business may become a wallet-relying party when it relies on an EUDI Wallet to provide a public or private service through digital interaction.

Under the European Digital Identity Framework, relying parties must identify themselves, register their intended use and indicate the data they intend to request. They are responsible for authenticating and validating the person identification data or electronic attestations of attributes they request.

This creates a trusted identity interaction. It does not turn the relying party registration itself into an enterprise governance system.

3. Businesses working with verified attributes and credentials

EUDI Wallets can hold and present electronic attestations of attributes. Depending on the use case, those attributes may help establish qualifications, entitlements or other verified information.

This can reduce repeated document exchanges and make trusted digital interactions easier. Enterprises still need their own operating rules for determining what a verified attribute means in a particular business process and what authority follows from it.

THE ENTERPRISE BOUNDARY

Identity is not the same as authority

This is the most important distinction for enterprises.

Authentication can establish that an actor is who they claim to be. A verified credential can establish a trusted attribute about that actor. A representation credential may provide evidence that somebody is acting for another person or organisation.

None of those facts automatically answers every operational question about authority.

An enterprise still needs to determine what that actor may do in a particular business context, within what scope, for how long, under whose responsibility and when human review is required.

  1. Verified Identity Who is the actor?
  2. Verified Credentials What trusted attributes can they present?
  3. Representation / Mandate On whose behalf may they act?
  4. Enterprise Authority What are they allowed to do here?
  5. Governance Who owns, reviews and decides?
  6. Governance Record What happened and what record remains?
Enterprise governance model — not an EUDI protocol flow.
AI Governance Operating Model

Can the EUDI Wallet prove representation or delegation?

EUDI Wallets can store electronic attestations of attributes that attest to forms of delegation, including representation rights or powers of attorney.

That is important for enterprise use cases, but it has a clear boundary. The European Commission explains that the legal meaning and validity of such delegations are not themselves standardised by the eIDAS Regulation. Their creation, interpretation and use depend on the relevant context.

In other words, a wallet can help carry trusted evidence of a mandate. The enterprise still needs to understand what that mandate means for the action being performed.

A verified mandate is evidence of representation. It is not a universal enterprise permission model.

How does the European Business Wallet fit in?

The European Commission has separately proposed European Business Wallets as a framework focused more directly on businesses and public-sector interactions.

The proposal addresses business identity, representation and regulatory interactions and is designed to work with existing European digital identity infrastructure. The Commission describes potential capabilities including proving a business identity, sharing trusted documents, signing or sealing documents and delegating others to act on behalf of a business in a legal capacity.

This makes the European Business Wallet particularly relevant to questions of organisational identity and representation.

It remains distinct from the enterprise governance question of how an organisation governs AI systems and agents acting within its business processes.

IDENTITY → AI AUTHORITY

What changes when an AI agent acts for the enterprise?

AI agents make the distinction between identity and authority more important.

An enterprise may be able to identify an agent, authenticate its technical identity and control which systems or resources it can access. Those controls are necessary, but they do not by themselves explain the business authority under which the agent acts.

Governance therefore needs additional context: which enterprise principal the agent represents, what authority has been delegated, which actions fall within that scope, where human review remains required and how consequential decisions are recorded.

Alterlayer treats these as governance questions rather than attempting to replace enterprise identity and access management.

  1. Principal
  2. Delegated Authority
  3. AI Agent
  4. Action
  5. Human Review / Decision when required
  6. Governance Record
Alterlayer governance model. This is not an EUDI specification.

EUDI and AI governance solve different parts of the problem

QuestionIdentity / credential layerEnterprise AI governance
Who is this actor?Establish and verify identityRetain relevant governance context
What verified attributes do they hold?Issue or present trusted credentialsInterpret relevance to governed AI
Who may they represent?Carry evidence of representation or mandateConnect representation to enterprise responsibility
What may an AI agent do?Identity/access systems may authenticate and control technical accessDefine and govern delegated business authority
Who must review or decide?Not the primary purpose of the walletEstablish accountable Review and Decision
What happened over time?Transaction/credential context may existMaintain governance history and Governance Records

WHERE ALTERLAYER FITS

From trusted identity to governed enterprise AI

Alterlayer does not replace the EUDI Wallet, identity providers or enterprise IAM.

Alterlayer provides an operating layer for the organisational governance that surrounds enterprise AI.

It connects identifiable AI systems and agents with ownership, authority, human Review, explicit Decisions, Actions and durable Governance Records so that enterprises can understand not only what AI exists, but who is responsible for it and how consequential governance decisions were made.

The operating principle is:

Discover → Govern → Record.

Identity infrastructure can establish trusted actors and credentials. Alterlayer addresses the governance context in which enterprise AI operates.

AI Objects

Maintain identifiable enterprise AI systems, applications, workflows and agents as governed objects.

Ownership & Authority

Connect each governed AI Object to accountable ownership and, where relevant, principals and delegated authority.

Human Review & Decision

Route governance questions to accountable humans and retain explicit organisational decisions.

Governance Records

Preserve the decision and action history required to understand how an AI Object has been governed over time.

EUDI does not require another governance silo

Enterprises already operate identity platforms, business applications, workflow systems and governance tools. EUDI adds a European trust framework for digital identity and credentials; it does not require enterprises to centralise every business process into the wallet.

The same principle applies to AI governance.

Alterlayer is designed as an operating governance layer around enterprise AI rather than as a replacement for the systems in which identity, business processes and technical access already live.

Relevant signals can feed governance context while accountable decisions remain connected to the AI Objects they concern.

EUDI Wallet for businesses: frequently asked questions

What is the EUDI Wallet?

The EUDI Wallet is the European Digital Identity Wallet established under the European Digital Identity Framework. It provides a harmonised way for users to identify and authenticate themselves and to present verified identity data and electronic attestations of attributes in digital interactions.

Can businesses use the EUDI Wallet?

Yes. The European Digital Identity Framework covers natural and legal persons. Businesses can also interact with the ecosystem as relying parties, issuers and service providers depending on the use case.

What is an EUDI Wallet relying party?

A wallet-relying party is a natural or legal person that intends to rely on EUDI Wallets when providing public or private services through digital interaction. Relying parties must register and declare information including their intended use and the data they intend to request.

Can the EUDI Wallet prove that someone represents a business?

Electronic attestations of attributes can attest to forms of delegation such as representation rights or powers of attorney. However, the legal meaning and validity of those delegations are not universally standardised by the eIDAS Regulation and depend on the relevant context.

What is the difference between identity and authority?

Identity establishes who an actor is. Authority determines what that actor is permitted or mandated to do in a particular context. Enterprise governance connects that authority to responsibility, human oversight, decisions and records.

What is the European Business Wallet?

The European Business Wallet is a separate European Commission proposal focused on business identity, trusted documents, representation and digital interactions between businesses and public administrations. As of September 2026, it should be described as a legislative proposal rather than final adopted EU law.

Does EUDI govern AI agents?

No. The EUDI framework addresses digital identity, authentication and trusted attributes. It should not be presented as an enterprise AI-agent governance framework. Organisations still need to establish ownership, delegated authority, human oversight and governance records for AI agents operating on their behalf.

Does Alterlayer provide an EUDI Wallet?

No. Alterlayer is not an EUDI Wallet provider. Alterlayer focuses on enterprise AI governance: maintaining AI Objects, ownership, authority context, Reviews, Decisions, Actions and Governance Records.

Govern the authority behind enterprise AI

As trusted digital identity becomes easier to establish, enterprises still need to answer a different set of questions about AI: who owns it, on whose authority it acts, which decisions require human judgment and what record remains.

Alterlayer provides the operating layer for those governance questions.